Big purchases
Should I buy a new or used car?
New cars buy you a warranty, the latest safety tech and zero unknown history — at the cost of the steepest depreciation you will ever pay for. The right answer depends on how long you keep cars, how much risk you can absorb, and what the used market looks like for your model.
Should I buy an electric car?
EVs are cheaper to run and smoother to drive, but the math swings on one question most buyers skip: can you charge at home? Weigh your daily mileage, road-trip habits and local electricity prices before deciding whether to go electric now or wait another cycle.
Should I upgrade my phone?
Flagship phones now cost as much as a laptop, while year-over-year improvements have become incremental. Whether an upgrade is worth it usually comes down to three things: your battery health, your software-update status, and whether anything is actually broken.